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Uncertainty over federal standards for these cost-saving programs could trigger different perks for employees, and change what they must do to qualify.

Many hospitals that serve a large share of low-income patients will benefit from Medicare's less punishing approach to penalties for patient readmissions.

Federal law keeps insurers from using genetic test results when pricing and issuing health insurance. But the tests might keep you from being able to get life insurance or a long-term-care policy.

The government suggests that insurers offer plans off the health law marketplaces that don't have surcharges added last year to make up for a cut in federal funding.

Shereese Hickson's doctor wanted her to try a drug called Ocrevus for her multiple sclerosis. Trained as a medical billing coder, Hickson was shocked by the six-figure bill and the share she owed.

On Wednesday, a federal judge in Texas will hear arguments from Republicans who want him to strike down the health law and from Democrats who say the law is constitutional and should stay in place.

"I don't feel any consumer should have to go through this," says Drew Calver, of the huge surprise bill he got from an Austin hospital after his 2017 heart attack. He's worried about other patients.

Medicare limits payments for minimally invasive replacement of aortic valves to hospitals with large numbers of heart procedures. But smaller facilities are crying foul.

The federal government will overhaul accountable care organizations, an Obama-era innovation. The change could lead to a dramatic decrease in hospitals and doctors participating in the program.

After years of price hikes, the cost of the average Affordable Care Act policy is dropping across the U.S. Competition among insurers has increased as the political uncertainty starts to settle down.